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Question: Assuming I have the $2000 at the beginning of the year and am interested in investing in a company/mutual fund/whatever via my IRA, is it generally better to use the $2000 at the beginning and buy as many shares as possible right then in whatever company/fund I'd like to invest in, or buy $167/month to spread it over the year, i.e., do some dollar-cost averaging? Basically, is it better to invest all in the beginning of the year to maximize potential gain over the year, or spread it over the year to minimize the possibility of buying such a big chunk during a possible spike?

(Obviously there's no clear answer to this and "you can't time the market" is ringing in my ears, but does anyone have any comments?)

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