No. of Recommendations: 4
DolonAltekar writes,

I feel much more comfortable having actual cash around instead of having to figure out where to get money from. It may be a slight drag on my overall returns, but it just "feels better" to me. I don't really like charging things on a credit card at all. I'd rather just pay for things.


I charge everything I can on my credit card, get my 2% cash back bonus, and then pay the bill in full at the end of the month.

It's interesting to note that the 2% cash back exceeds the 1.54% yield I get on my Vanguard Short-Term Bond Fund.

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