Skip to main content
Message Font: Serif | Sans-Serif
No. of Recommendations: 1
DoLoop's explanation is correct, but, I would describe it differently to avoid confusion.
The RMD and the Roth contribution are two separate transactions so it is not like an IRA rollover. If you are taking RMD from a TIRA you must do so to prevent penalties and you will pay income tax on the withdrawal.
You can make a contribution to a Roth IRA, but, it is subject to all of the rules associated with such a contribution (earned income, income limitations, contribution limits, etc.).

Print the post  


In accordance with IRS Circular 230, you cannot use the contents of any post on The Motley Fool's message boards to avoid tax-related penalties under the Internal Revenue Code or applicable state or local tax law provisions.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.