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Don't forget the limit on how much you can contribute to a Roth--$2,000/year. In your case, that would mean that if you are grossing over $33,333/year, you would be putting less money aside for your retirement.

I haven't seen the article, but universal advice is to put AT LEAST the amount the company will match into a 401(k) each year: it's almost like free money that you don't have to pay tax on, and compounds, until retirement.

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