No. of Recommendations: 5
Don't refinance. You will end up losing your home.

You need to seriously consider bankruptcy.

Is your DH ill enough to obtain Social Security disability? It is a long process for mental illness and isn't a solution for the short term.

Maybe others here can help with suggestions on how to convince your DH to seek help. Even with the help of the VA (illness is not service related), we have been ineffectively dealing with a mentally ill relative. He does not believe anything is wrong with him. His mother was unable to answer "Do you believe there is something wrong with me?". She really needed to answer YES!!!, but couldn't bring herself to do it.
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