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Double OOOPs! Thanks Joe! Following your link I also came across this one:

I'm trying to recall the letter I saw from my brother-in-law. He had called the number and was sent this letter after requesting more info.
The 3 credit agencies in your link were listed and the 4th I just don't remember the name (and not familiar).

Thanks again!

L2J (needing to make amends)
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