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Due to spending his earned income, savings, Roth IRA & maxing out 4 credit cards with debt, my son is moving back home to Start-Over. I confess it was disheartening to learn that he had tapped into his savings & Roth IRA.

Does he have money to pay the IRS penalties for taking money out of the IRA before he's 59 1/2? If not, that needs to be his first priority from a money perspective - he needs to have the money to pay the IRS before April 15.

I thought you could withdraw your contributions to a Roth IRA anytime? It's just any earnings that have to wait until 59 1/2.

And if he doesn't have money to pay the IRS on 5/15, he still needs to file a tax return showing what he owes. Any payment plan set up that way will be far more lenient than failing to file his tax return on time (or file an extension).
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