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Duh, just schedule the payment for when you want the money debited. Frankly, given that interest rates are in the ballpark of nothing, I can't see that its much to get excited over.

I do my OLBP through Schwab and they do a mix of electronic and paper payments. The same bills are generally paid the same way every month. Unfortunately, only one company (the power company) will actually bill me electronically. If they would all do that I'd be as happy as a clam.
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