No. of Recommendations: 5
dulciana writes:

"I left with the impression that if we used good common sense about our personal finances (i.e., savings, insurance, IRA's, etc.), and then took the extra money we would have paid a financial planner and invested it wisely, we'd be just as well off or maybe better."

I would recommend that you take the time to read a couple of books and do a little homework. Many high schools and Universities also offer inexpensive night or weekend courses in personal financial planning for adult members of the community. Be aware that these courses may be instucted by members of the investment community, who may attempt to solicit you for product sales after you take the course.

Depending on your style and comfort range there are a broad range of resources for you to tap into. The following books and web sites offer a wealth of information.

You can review these books at

"What Wall Street Doesn't Want You To Know", by Larry E. Swedroe
"How To Make Money On Wall Street", by William O'Neill
"Bogle on Mutual Funds", by John C. Bogle
"Robbing You Blind", by Mark Dempsey
"What's Wrong With Your Life Insurance", by Norman F. Dacey
"Consumer Reports Life Insurance Handbook", by Jersey Gilbert, Ellen Schultz
"Common Stocks and Uncommon Profits", by Philip A. Fisher
"Learn to Earn, by Peter Lynch
"Retire Early", by John F.Wasik (all of his books are excellent)
"The Coffeehouse Investor", by Bill Schultheis
"The Intelligent Investor", by Benjamin Graham
"Buying Stocks Without A Broker", by Charles B. Carlson
"The Fortune Tellers", by Howard Kurtz

You might want to add the following web sites to your favorites: is a good site, but you can buy shares for little cost directly from many companies such as . Check out also

Learn to earn so you won't get burned
Good Luck
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