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e: Brilliant post. As a long-time contractor in the IT business, I've had years where I made over $250K and years where I made (literally) $0.

Having said that, I cannot fathom why someone would choose the amply demonstrated instability of the market over the pleasure/confidence of looking up at your roof from the comfort of your bed and realize that you don't have to pay a banker any more for the pleasure of sleeping in your bedroom.

Jobs come and go. Investments are great ... until they're not. But a mortgage ALWAYS remains ... until you pay it off.

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