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Maybe because there was no Internet when I was younger but I see so many people hoping to retire by 40 it seems bizarre to me. I'm sure I may have dreamed of it but had no real plans to do so.

I've always worked with tech folks and people getting paid a decent salary, and a very good one for the tech couples but I have never known anyone that retired before 55.

I just wonder how many that do retire before 40 or 45 will end up needing to go back towork down the road. I can understand someone hitting big on stock options or an inheritance but otherwise it seems tough to me, especially considering the market has done well the last decade or more but expecting it to continue for decades to come isn't likely.

Just seems like a ton of fire posts at various financial forums the last year or so.
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