Skip to main content
No. of Recommendations: 0

1. There's nothing wrong with your plan. I think that's the Couch Potato Portfolio advocated by financial columnist Burns of the Dallas something or other. You might consider 60% stock 40% bond split, because you are likely to have a lot of years in retirement. I think that may now be waht Burns recommends.

2. In addition to JLP's suggestion, I would consider 40% total bond market and 10% REIT index.

Those nice dividends from the REIT index, if reinvested, will help your portfolio grow without adding much volatility. The result would be close to the portfolio I use at age 68, except I use 30% total stock market and 20% total international stock, and a combination of short and intermediate bond funds (that might better be the total bond market). Whether the domestic/ international stock split should be 40/10 or 30/20 seems to be a judgement call, and you will find advocates of both.

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.