No. of Recommendations: 0
Elvats, you say your pension covers your living expenses. What about inflation? Is pension fixed for life? Or can you expect cost of living increases?

You will probably be retired for 30 yrs or more. So carefully consider the effects of inflation in your planning. Your cost of living will probably double at least twice during your retirement.

With pension covering your expenses you can be a bit more aggressive. That means you can put more into equities. I like the way the economy seems to be recovering with auto sales and home building reviving. That makes index funds look attractive to me. But you will want to keep an eye on things and sell quickly if the market changes for some reason.
Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.