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I'm working on my monthly finances. This year has included:

Unexpected dental bills (my first crowns and my first root canal). My dental insurance (through my employer) is only $1,500.00 a year (which is gone in a flash when you are dealing with anything other than basic teeth cleaning and a filling).

Unexpected visits to Urgent Care (which I was told is the same cost as a visit to my doctor -- I will be calling my insurance office to fight this bill on Monday), to the ED and P.T. sessions.

Mental Health Visits which are out of pocket (I know him from when a long time colleague suddenly died at work. Also, his office is three buildings from my office so I don't have to take time off from work for hours on public transit).

For those of you who are employed, how many months savings do you have in your emergency account? And do you equal the total to X amount of gross or net monthly wages?

Hope you are enjoying your Saturday!


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