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I doubt this will impact most people but it's a pain for me. At ING(and First IB), I can move money among and to and from any account with my name on it. This is not the case at emigrant - I can only move money in and out of my original account and to and from the account attached to it. I like being able to move money to and from my sons' accounts(from with their permission, of course). They're both in college and it simplifies our financial doings as well as allowing me to help them when time is tight for them.

All emigrant accounts are joint as are the funding accounts for each of them. If I've missed a way to do this, I'm sure someone will let me know.

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