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No. of Recommendations: 2
Emotionally, the car loan wins. To pay the least interest, the highest rate credit card wins. The difference is around $200 in interest.

You math is a little off. If the remaining balance is 4K and the payment is $527 a month, it won't take a year to pay off the car. Payoff is closer to 8 months, after which the $500 a month is available for other uses.

How tight is your budget? Is the $500 a month car payment a problem or would the entire car payment be allocated to debt?

Do you have an emergency fund? Raiding the pantry, pockets, etc. and suspending saving is not necessarily bad. Draining your emergency fund is not a good idea.
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