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I hope you don't feel your time was wasted with the Four Retirement Ports as I found your experience enlightening. As I am fast approaching possible retirement I can see the wisdom in your approach to the 4 ports. I would have chosen the racy but thanks to the down market (alias for - a dose of reality) the exception proves the rule. I can see how important it is to keep some funds in a liquid account such as bonds so they will not deflate and save the stocks for long term growth. anyway thanks for your example it was worth reading. Keep up the good work.
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