Skip to main content
Message Font: Serif | Sans-Serif
No. of Recommendations: 0
Someone raised a question on the military board about IRA contributions for a deployed service member. Specifically her question was whether the contribution deadline is extended along with the filing deadline.

She gave a link to the IRS website that seems to suggest that this is true.,,id=101265,00.html

Answer 12
In general, the deadlines for performing certain actions applicable to his taxes are extended for the period of his service in the combat zone, plus 180 days after his last day in the combat zone. This extension applies to the filing and paying of your son's income taxes that would have been due April 15. In addition to the 180 days, his extension period will include the 46 days that were left before the April 15th deadline when he entered the combat zone. During his 226-day extension period, assessment and collection deadlines will be extended, and he will not be charged interest or penalties attributable to the extension period.

and Answer 26
[A soldier and his/her spouse] can make a timely qualified retirement contribution for the year to [their] IRA on or before the extended deadline for filing [their] income tax return for that year under the extension provisions.

My situation is that I deployed on 03 Feb 2006 and arrived in the combat zone on 05 Feb. I filed my taxes but did not contribute to an IRA for either myself or my wife. If I understand correctly, this means that I have 250 days after I leave the combat zone to contribute to 2005 IRAs for both myself and my wife. Is that correct?

Because I already filed my 2005 taxes, do I need to file a 1040X?

Also, since I got extended for an extra 4 months and won't redeploy until late spring or early summer, for the 2006 TY do I have 180 days plus the 106 days between 01 Jan 2007 and 16 Apr 2007, or do I just have the 180 days?

Thanks for your help.
Print the post  


In accordance with IRS Circular 230, you cannot use the contents of any post on The Motley Fool's message boards to avoid tax-related penalties under the Internal Revenue Code or applicable state or local tax law provisions.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.