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Even though I've owned 150 shares of CICI for over five
years I consider myself a beginner in investing. In Aug
of 1999, I BEGAN to educate myself about investing.

Overall I am confused about what to do...
In Jan of 2000, CICI jumped to almost $13/share. Since
then I have learned enough to know that as long as I have had the shares it's almost considered longterm and therefore time to sell if the shares ever get near/over
what I bought at ($5.37/share).

On the other hand I have also learned about dollar-cost
averaging. Today when the price went down 19.1% to $2.25/share, which makes me want to buy another 150 shares just to bring my overall cost down. This taunt-
ing price, in addition to the fact that they really are
starting to look better this year than ever, has made
it difficult for me to stay unbiased about the stock.

If anyone would like to make a recommendation as to
sell or buy, I listening. Just please tell me why and
suggest a broker in which I can buy more --cheaper.
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