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Every card I’ve ever had allows for you to change your PIN from the one issued. You just need to go to a cash machine, tap in the original PIN and select the option to change it.

I understood that, but do you have the same PIN on all your credit cards? That would not seem very secure to me, so how do you remember the PIN on your various cards? I have 4 credit cards in my wallet with some used more than others, and DH has a similar number. I would find it very hard to remember the various PINs for each of those cards, even assuming that I had changed it.

Do you only have one card? I can see where only having one would not be as cumbersome.

I stand by my statement that I do not want a PIN as well as a chip for any of my cards, and if that were required, I would not use that particular card.
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