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Every mutual fund family should have a "money market" or cash equivalent fund where the stock shares are sold and the results of the sale are invested in something safe -- but it still remains in the IRA, keeping the tax deferral intact. You shouldn't have to transfer your IRA to do so.

The fee charged to transfer an IRA varies from provider to provider. AmEx is one of the providers that charges an account closing fee. Check your account's terms and conditions to learn if you have a fee on your other IRA.
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