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Every year I wait until after my taxes are done to complete my FAFSA for that reason. I have never run in to any issues where I was denied financial aid that I qualified for because my FAFSA was completed too late.

I also would be very uncomfortable making estimates on that form - it is an official document, and if your estimates end up being off enough that it would affect whether you qualified for financial aid, then it could be trouble in the long run.

If it were me, I would wait until I got my W-2s. I've never had a problem with that.

Good luck.

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