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Everyone who has at least a few years of FIRE under their belts knows that it is a dynamic adventure. When you retire young, you can still go back to work to make up for mistakes in planning or if something unexpected happens. FIRE is not an irreversible step. You can go in or out of it at will.

Think you are missing the big picture at least in my case.

my goal in quiting early is to quit when I can guarantee that I DON"T HAVE TO GO BACK TO WORK UNLESS I WANT TO. Not because I have to.

if that means working a few more years now, then so be it. Think its better to work a few more years now before one quits than it is to quit early and because of inadequate planning, or too small a stash to draw off of, being FORCED back into the work force. If thats not the attitude, why bother with any planning at all?

guess my risk assessment attitude from my nuclear power background is showing thru. The old "pay a little more up front to reduce your risk of problems" and reap the benefits long term. The more critical the damage from failure is, the more you do to minimize the risk of failure.
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