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No. of Recommendations: 7
Everyone works with the same rules. You may want to look at your spending before you blame your problems on your taxes.

An IRA is a retirement plan, not a tax shelter. You can pay the taxman now or later, your choice.

You also need to read before filing. You could have filed for an extension and contributed to a SEP for 2013 anytime before you filed your return.

Your ignorance is the issue.
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