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Excellent comment, JAF031!

JAF031 writes (in a commentary about Roth v. Trad IRAs):

. . . and runs contrary to much of the advice contained in this board about converting existing IRAs to Roth IRAs, but it is what I think, and is that not really what TMF is trying to teach us.

Thanks for the well-turned reminder that TMF is a place for learning and interacting, not a directive nor opportunity to simply follow the pack.

Applying my knowledge cautiously,

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