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Excuse me, TwoCybers, but I think you were given incomplete information...

If you take into consideration the number of people who actually enter a nursing home & add the number who require some assistance in their own home, there is a meaningful number of people affected (I don't remember the statistic).

Besides, you mentioned the 90 day Medicare limit - that only applies to those people who require "24 hour skilled nursing care" - most nursinf home residents do not require it, but rather some form of custodial care, which is not covered by Medicare.

Call your state Insurance Department for some basic factual information about Medicare & nursing home care.

Good luck! Regards, PP
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