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I have not had to deal with this for awhile. I have a credit card with a July expiration date. A new one came in the mail this week. I have not activated it yet. I use this credit card to automatically pay a number of bills. For example, my auto insurance and cell phone bills are billed automatically to the credit card. I guess I'll need to find a gap in the month where I don't expect any charges. Then go to each website, change my expiration date on file, and then activate my card. If I happen to miss one, will most places reject a payment since the expiration does not now match?

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