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Can someone please explain to me if holding for one-year-and-one-day in the F4 (RP) is a must if invested in a Roth IRA?

Thank you ahead of time.

Eclipse
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Can someone please explain to me if holding for one-year-and-one-day in the F4 (RP) is a must if invested in a Roth
IRA?

Thank you ahead of time.</i.

It is not.

The year and a day is for a taxable investment account so that you get long term capital gains.

In an IRA what you take out will be taxed as regular income. No benefit from capital gains rate. But the ROTH is better yet, no taxes due.
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Greetings, Eclipse, and welcome. You asked:

<<Can someone please explain to me if holding for one-year-and-one-day in the F4 (RP) is a must if invested in a Roth IRA?>>

While holding for a year remains important assuming you intend to apply the mechanical investment strategy called for in any of the DOW methodologies, the year and a day is only important in a taxable account to take advantage of long term capital gains rates for income taxation of any gains. In an IRA, the extra day in the holding period is totally unimportant.

Regards..Pixy
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