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Fair enough. Might make moving the funds over worthwhile. I need to do some more research, because I read somewhere that Vanguard will convert the shares directly, which doesn't involve selling them first and taking the capital gains. But I can't see how to do that on the website. Might have to call a rep and have them initiate it.

I also need to check on the other funds I'm holding and see if they have equivalent ETF expense ratios. That fund was just the first one I checked.
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