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Don...Thanks for the great info about the mechanical investing methods....that is way more info than I expected to get from that post.

I have a few more questions to ask:

#1) CAGR was mentioned...what is that? I've found reference to all the other acronoms... I just can't find that one.

#2) I've got an account at a discount will cost $48 in person or $38 online. Is this a good price? I've also got a full service broker at my bank who will amke purchases and give advice for $85 per shot. Is this a good idea for a beginner?

Thanks for the responses (in advance),
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