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Hi everybody,

I was planning on putting money(for me and my wife) into the Roth IRA for this year. Got some questions.

1. Is it better to put it into a Foolish Four approach as opposed to an index fund(per 9/23 FF report), say Vanguard, which I understand is the best there is, from Fooldom.

2. In that case should I start it in January, based on 9/22 FF report, since it is IRA money?

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