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Finances in retirement must be taken into account, but there are other things to consider.If my wife and I had worked until our FRA of 66:• we would have not traveled during the school year• we would not have hiked the high Sierras in Yosemite• we would have not enjoyed our time together• I would not have been able to volunteer with people and projects that I care about• she would have had a serious spinal injury a few months after retirement • I would have had cancer and surgery a few months after retirement My 2¢s is that people should retire as early as they can. I do not regret one day of my retirement.
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