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My husband and I are both 29 years old. When we married three years ago, we made our "5 year plan." I would work for 5 more years, we would agressively pay down the mortgage and invest, and then we would have 2 kids and I would stay home for approximately 10 years then go back to work.

So far, our plan has gone well. We are saving and investing. I have been wondering, though, how my leaving the workforce is going to affect our RE plans. Our incomes are approx equal, so we will be cutting our monthly income in half. How can we continue to build our investments with less money coming in? Are there others out there in similar situations? What have you done to make up for the SAHM's lack of earnings?

I think that by working first and investing then having kids, our money that we do invest will have more time to grow. Had we had the kids first, we wouldn't get all the benefits of the compound interest.

Thanks for any ideas!

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