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I figured any retirement calculator I could find for years, saved my pennies, lived frugally, paid my house off early (10 years ago), put funds in IRAs every year, utilized my employer's 401B and 457 (deferred comp) to the max, and said, "when they pay me as much to stay at home as they pay me to work, then I'll retire."

I pulled the plug at the end of November, and yesterday I got my first retirement check. Was I right on my calculations? I opened that check with some trepidations ... and WOOHOO! My pension check take-home is indeed MORE than I had been actually living on for the last several years. The 401B, 457, and IRA funds can wait - they aren't needed yet.

Big, big happy dance!

So, here I am, presenting myself as a newly-minted Retired Fool.

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