No. of Recommendations: 1
First max out the Roth. If there's savings left over, do contribute as much as you can to the 401k.

While you may pay a bit more in fees in the shorter term (you won't be working there forever), that cost is tiny compared to the benefits of the tax free contribution + 50 years of tax free compounding. The k is still an outstanding deal.

You might also drop by HR and question why they didn't shop around for a cheaper plan.

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
Live Video Event Monday!
The GP team is hosting a live video event on Monday at 4 p.m. ET. Don't worry if you can't make it — we'll have a replay and a transcript. Click for more!
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.