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I'm about to Foolishly jump into the Foolish 4. I also want to deal with the capitol gains issue and was wondering...
I'm 30, in the lowest tax bracket and have no immediate need for some of my savings. I currently have a IRA (with a "investment firm," hay, I was young!).

Should I take over my IRA or start a ROTH?

Are dividends made by investments in a ROTH also tax free??

Any insight would be helpful.
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