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foolishlypoor wrote:
1. Should I contribute more than what they match?

I want you to understand that I am new to this too, but I get a kick out of practicing doing italics and I read and commented on similar question in another thread.
Also, I like to read my own messages in the folders that are not real busy, sorta keep up the chatter.


I believe the general answer is that you only contribute more than the matching amount if the funds available to you perform well and I dont have a clue how any of your options perform.

If you can beat the peformance of the funds by say buying an S&P index fund outside your company plan, then that is what you should do once you have maximum matching by your employer.

In General Fools dont like Managed Mutual funds and are convinced that the S&P 500 Index funds will substaintially beat 90% of managed funds (but in rereading you message it appears you know that).

But they do allow as how there can be some good ones too.

So now wait for some one qualified to give you good advice and who can respond to the rest of your question(s)

oldred22


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