Message Font: Serif | Sans-Serif
No. of Recommendations: 2
footsox writes,

Have any of you done the actual math? We made a spreadsheet with me taking SS at the starting age of 62. We added the numbers up annually, and increased them each year for the cost of living increases that social security gives annually. Then, we invested the money every year and made a 10% return by investing in reasonably safe stocks. Then, we compounded the 10%. (This is based on us making an average of more than 10% on our stock investments for the last 10 or 15 years.)


Stocks don't always make 10% per year. The shorter your holding period, the greater the variability.

Hard to believe I know, but there are times that stocks decline by 10% or more over multiple years.

Print the post  


What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.