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For earnings on a conversion to be qualified and tax free, the 5 year clock for the conversions must have expired.

No. The 5 year clock on conversions has nothing to do with earnings. Earnings has it's own 5 year clock that starts when the Roth is first opened. Plus, earnings are not tied to any specific contribution or conversion. They are simply earnings.

I posted the full Roth withdrawal rules about a half dozen posts back.

--Peter
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