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(For instance, I was wondering why anyone would want to go into debt for a bag -- though I can sure understand computer lust -- but I am sure someone else is wondering who would be idiotic enough to be tempted to go into debt for cleaning products!!)

I think it's worth taking a moment to look at this from another angle. While it's clearly ludicrous to "go into debt" for these kinds of things, what about spending per se? I'm not in debt, and I have a pretty good savings plan, but I still often feel that I do a lot of unnecessary spending, or buying, to be exact. I could save a lot more if I didn't like to buy certain kinds of things.
When this thread came up, I immediately thought of the set of salad plates I had considered and finally decided not to buy a few days ago. It wasn't a question of debt, but I so completely didn't need them--I have several different sets already. Still, I took quite a while deciding, and it's always a decision if I want something--I have to convince myself not to buy things I know perfectly well I don't need.
Anyway, my question is this: How do people feel about spending when it's technically within one's means but still basically frivolous?

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