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For me, too large was when I was tired of waiting for the file to load. At the time, once all the checks from the previous year had cleared, I archived everything from that point back to a different file. It automatically kept all investment records in the current file (in addition to the archive file.)

Big difference in reduced loading times. About 4 years ago I shifted from HDDs to SSDs in my PC so loading times have not been much of an issue. My file is currently 16 MB
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