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HI all wise Fools! I recently helped my mom sell an small office, and now I'd like to help her do something with the proceeds. She's 76, her only income is Social Security. I have an idea (from this site!!) how to save for retirement, but I'm at a bit of a loss how to help her. Since she's already retired, I'm thinking 50% in laddered CD's and 50% in a bond/index Vanguard fund. She'll have about $200K after taxes.

Any suggestions?

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