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charlotte - just read your post & your profile... as a former teacher, did you save retirement funds in a 403b/TSA? Just curious... I'm an insurance agent & work with many teachers & non-profit employees to provide 403b accounts (TSA's or mutual funds). Some plans today are pretty good! PP

PP,
Yes. My husband and I are both retired teachers and have TSAs with Valic and TIAA/CREFF.
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