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No. of Recommendations: 2
For the additional cards, setting up autopay for a reoccurring bill then paying it off each month keeps the card active without incurring additional expenses or debt.

Which is exactly what I am doing with two of my cards, in order to keep them active. They both have significant credit limits and regularly offer 0% balance transfers, so I want to keep them in case I need to borrow to fund my next car purchase*. One has my audible subscription (£7.99/month); the other pays my monthly iCloud subscription (£2.49/month).

- Pip




* Not certain if I ever mentioned how I purchased my current car in 2013. My day-to-day credit card gives cashback, so I purchased the car in full on that then balanced transferred it to a 0% card for 2 years. It was considerably cheaper than getting a car loan. Once the fee was taken into account, it cost 1.5% per annum. Plus I'd got my cashback to enjoy.
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