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Ford Financial is NOT an FDIC-insured bank and it is NOT a mutual fund company. The Ford Money Market Account is not a bank or credit union deposit, and Ford Financial's web site information is distressingly evasive about these little details.

To elaborate on SeattleNative's statement, from the link:   

A: Ford Money Market Account is a direct obligation of Ford Motor Credit Company, a wholly owned subsidiary of Ford Motor Company.

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