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No. of Recommendations: 4
Four phases of retirement planning:

I actually would have a sub-phase from age "61" to age 67. I say "61" in quotes because it might end up being +/- a year...the year I "retire" (or at least stop working for money full time). The ending year of 67 is FRA, which is the earliest I intend to start Social Security. So that sub-phase means I'm spending mostly my own money to allow my SS payments to increase for life.
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