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From what I've heard a large portion of the previous checks went into savings and/or investing. That's where mine went.

As local economies shut down and the service industry flounders, Americans are saving a greater percentage of their money than ever before, according to new data.
But the high overall U.S. saving rate is hiding a deep inequality.
While many are cutting back on their spending and hoarding cash like never before, poorer Americans are still spending nearly as much of their money as before the pandemic.

If you are retired, or didn't lose your job, there just aren't that many places to spend money.
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