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I need to fund both mine and my wifes IRA for 2009. I am 62 years old and have 75% of my IRA retirenment in Stocks and mutual funds. I plan to retire at 66. I want to fund this year's max contributions $ 6000 for each of us for a total of $12,000 in a safer investment. I am concerned that bonds are not a good investment now and feel interest rates will go up thus bonds will go down. I would like a better return than a CD. Any Ideas?

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