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Fuskie, I second the "bring-your-lunch-to-work" suggestion! I was a habitual fast-food diner (Chipotle, Subway, Chinese takeout, etc.) for quite a while, and it wreaked havoc on my budget. The problem was, though, I didn't recognize how much havoc it was causing at first; $5 here and there can seem so innocent, but it can surely add up!

(And, let's face it, by the time I ordered a sandwich, a drink, and maybe a bag of chips or a cookie, I was usually paying well over $5.)

I bring my lunch nearly every day now (TMFKabellen can attest to my fondness for my brand-new Thermos, which has already paid for itself in terms of usage), and I find that I can put the savings to much better use elsewhere -- like an E-fund. :)

Lucky :)
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