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I recently learned about this Future Card and how it can help me rebuild my credit. What I wanted to know was if there was anybody else out there who can tell me about their experiences with the furture card, whether good or bad. Thanks for your help. It would help if you also replied by email. Thanks again.
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I recently learned about this Future Card and how it can help me rebuild my credit. What I wanted to know was if there was anybody else out there who can tell me about their experiences with the furture card, whether good or bad. Thanks for your help. It would help if you also replied by email. Thanks again.


The future card is issued through First Premier bank, I have only heard bad things about this bank, they charge many fees, I suggest you stay away from them. There are other banks that offer a secured card with much better terms, I suggest you try capital one, FCNB (First Consumers National Bank). And always make sure you read the terms very carefully, but as far as I have heard First Premier does not have a good reputation.
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The future card is issued through First Premier bank, I have only heard bad things about this bank, they charge many fees, I suggest you stay away from them. There are other banks that offer a secured card with much better terms, I suggest you try capital one, FCNB (First Consumers National Bank). And always make sure you read the terms very carefully, but as far as I have heard First Premier does not have a good reputation.
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Ok I recently read about the Capital One Secure Card. They do charge an annual fee but are they a better company to dela with in terms of secured cards?
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Ok I recently read about the Capital One Secure Card. They do charge an annual fee but are they a better company to dela with in terms of secured cards?

I would first check FCNB first, I don't think they charge a fee and they give you 300% of your deposit.
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and they give you 300% of your deposit.

What does that mean?
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and they give you 300% of your deposit.

What does that mean?


When obtaining a secured card you must deposit money and in turn they give you a line of credit, some banks only give you a line of credit for the money you have deposited.
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<<some banks only give you a line of credit for the money you have deposited.>>

Has anyone hear ever heard of a savings account?

Fred
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I have a Future Card, one of the stupidest things I ever did. They are a great company, with good people skills. But the origination fee and monthly fee are killers. Go Cap One or Providian I have their unsecured card and they are both reasonable (contrary to what others on this board say).
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